Fintech signals, March 2026
17 fintech signals dated March 2026, across Banking, Payments, Lending. Every entry cites its primary source.
Later: April 2026 · Earlier: January 2026
-
Reserve Bank of Australia to introduce caps on interchange fees
The Reserve Bank of Australia is to ban merchant surcharging and cap interchange fees in an effort to boost competition in the payments sector.
-
U.S. Bank, Mastercard take Amazon's small-business cards from Amex
The Minneapolis-based bank will issue the cards, and Mastercard will act as the network provider. American Express formerly ran the e-commerce giant's business credit card programs.
-
2025 HMDA Data on Mortgage Lending Now Available
The 2025 HMDA Loan Application Register data can be found on the FFIEC's HMDA Platform.
-
Valt Bank granted de novo bank charter
Valt, a digital-only business banking startup led by a group of former US Bank executives, has received conditional approval for a national charter by the Office of the Comptroller of the Currency.
-
KUBRA sells to REPAY for $372 million
REPAY (NASDAQ:RPAY) acquires KUBRA in a $372 million deal, with FT Partners serving as financial advisor. KUBRA is a customer communications and payment solutions provider.
-
Fed narrowly approves Morgan Stanley plan for German arm
The Federal Reserve authorized a bid by Morgan Stanley to incorporate its German investment bank under its U.S. bank subsidiary. Three Biden nominees on the Fed board dissented, citing concerns that the move could heighten risks for the U.S.-based investment banking giant.
-
NYSE parent invests $600m in Polymarket
NYSE owner Intercontinental Exchange is doubling down on its bet on the growing popularity of prediction markets by investing $600 million in Polymarket.
-
EU, UK and Switzerland issue T+1 testing plan ahead of joint move on 11 October 2027
The EU T+1 Industry Committee, UK Accelerated Settlement Taskforce and Swiss Securities Post-Trade Council outlined testing logistics, scenarios and readiness metrics to help firms de-risk the transition.
-
De novo VALT bank gets swift charter approval
VALT, a digital-oriented small-business lender founded by U.S. Bank veteran Matt Gediman, received approval for its denovo charter application from the Office of the Comptroller of the Currency 120 days after its application, clearing a key regulatory hurdle at a time when regulators are encouraging
-
Mastercard to offload Nets payments unit bought for $3.2bn - FT
Mastercard is trying to find a buyer for the real-time payments business it acquired for $3.2 billion from Danish outfit Nets in 2019, according to the Financial Times.
-
Oregon Advances AI Chatbot Law With Private Liability Provision
Oregon lawmakers approved Senate Bill 1546, advancing a measure that would impose enforceable safety, disclosure and liability requirements on artificial intelligence (AI) chatbot providers and sending it to the governor for signature, according to the Oregon Legislature. The bill passed both chamb
-
Kalshi's legal troubles pile up, as Arizona files first ever criminal charges over 'illegal gambling business'
It's the latest salvo in an escalating battle between state regulators and an industry that claims it's not beholden to them.
-
Fuse — Series A
AI-native lending platform Fuse raises $25M to disrupt credit union loan origination
-
U.S. Digital Dollar Blocked Through 2030
Executive Order 14178 prohibits agencies from establishing or promoting a CBDC. Legislative action bans Fed CBDC development until January 2030. Fed Chair Powell committed to never issuing one under his leadership.
-
Silverflow — Series B
Cloud-native payment processor Silverflow raises $40M Series B led by Picus Capital. Nearing 1B annual transactions, 1.75M daily.
-
Ualá — Equity
Argentina neobank Ualá secures $195M equity round at $3.2B valuation, led by Allianz X. 11M+ customers across Latin America.
-
Section 1033 Open Banking Rule Delayed — Timeline Uncertain
The original April 2026 compliance deadline has been shelved. CFPB reopened rulemaking via ANPR in August 2025. Earliest realistic new rule: late 2026, with compliance deadlines pushed to 2027+.
All trends · Payments · Banking · Crypto and Stablecoins · Lending · Investing · Insurance