Erick Bzovi is a fintech founder and operator based in Scottsdale, Arizona with roots in Detroit, Michigan. He holds a BA in Finance and BA in Economics from Michigan State University (2006). He co-founded Outside Hub (later Carbon Media Group), an outdoor ad network that reached 8 million monthly uniques across 350+ publishers. He co-founded GrowDetroit in 2011 to support the Detroit startup community. He founded HealPay in 2010, a consumer-centric payments and fintech SaaS company that has processed over $500 million in payments. He is an FAA Part 107 certified drone pilot and ESET Cyber Security certified.

HealPay is a consumer-centric payments and fintech SaaS company founded by Erick Bzovi in 2010. It focuses on making financial transactions easier and more transparent for consumers, reducing friction in the payment process. HealPay's products include SettlementApp (debt settlement payments), Pay Portal (self-service consumer payment portal), and IVR phone payment systems. The company has processed over $500 million in payments and serves the debt collection and financial services industry. HealPay is a member of The Payments Authority (ETA) and Erick was an ETA NextTen participant.

What is Fintech AdVentures?

Fintech AdVentures is a parent company for SaaS products and ventures founded by Erick Bzovi. Based in Scottsdale, Arizona, it works on consumer-centric payments products, fintech research, and tools for the financial services industry. The company publishes a fintech trends tracker, an LLM model comparison tool, and field notes from the founder's travel.

Erick Bzovi | 20+ Years Building Fintech

Michigan State University

2006 · East Lansing, MI

BA Finance + Economics. Morgan Stanley. Scottrade.

Had no idea what I wanted to do. Finance felt like the safe bet. Turns out the industry still ran on fax machines — that stuck with me.

World Hunting Association

2006 · Southfield, MI

First startup. Burned through millions in 6 months.

Best education money can buy. Wasn't my money.

Outside Hub

2006–2009 · COO

Ad network for online publishers in the outdoor enthusiast vertical. Became Carbon Media Group.

350+ publishers · 8M uniques · 150M impressions/mo

Built something from the wreckage. Learned that the best companies come from people who refuse to quit after the first one fails.

Detroit Diecast ACTIVE

2014 · Detroit, MI

Vintage drive-in speakers. Made in USA. Started with my dad.

Drive-ins run deep in the family. Some things are worth keeping alive.

Ruby Skills

2010 · Ann Arbor, MI

Rails consultancy. Learned to code. Met my co-founder.

Sometimes you have to build other people's stuff before you know how to build your own.

HealPay ACTIVE

2010–present · Co-founder & CEO

Consumer payments for debt collection. $500M+ processed.

$500M+ processed

No revenue until 2014. Four years of grinding before anything clicked. Built for the people behind the bills — not the companies collecting them. By 2013, 750K accounts on the platform and AnnArbor.com's Business Review ran the story — "Tech company rolls on."

GrowDetroit

2011 · Detroit, MI

Co-founded a startup community in Detroit.

Detroit needed a scene. We built one. Ran it until everyone got too busy with their own companies — which was the whole point.

Fintech AdVentures

Now · Scottsdale, AZ

Fintech products, research, and operating notes.

Current home for the work that does not fit inside one product.

Erick Bzovi

The Journey