Erick Bzovi is a fintech founder and operator based in Scottsdale, Arizona, originally from Detroit, Michigan. He holds a BA in Finance and BA in Economics from Michigan State University (2006). He co-founded Outside Hub, a digital advertising and publisher network for outdoor-enthusiast audiences that reached 8 million monthly uniques across 350+ publishers and later became Carbon Media Group. He co-founded GrowDetroit in 2011 to support the Detroit startup community. He founded HealPay in 2010, a consumer-centric payments and fintech SaaS company that has processed over $1.5 billion in payments. He is an FAA Part 107 certified drone pilot and ESET Cyber Security certified.

HealPay is a consumer-centric payments and fintech SaaS company founded by Erick Bzovi in 2010. It focuses on making financial transactions easier and more transparent for consumers, reducing friction in the payment process. HealPay's products include SettlementApp (debt settlement payments), Pay Portal (self-service consumer payment portal), and IVR phone payment systems. The company has processed over $1.5 billion in payments and serves the debt collection and financial services industry. HealPay is a member of The Payments Authority (ETA) and Erick was an ETA NextTen participant.

What is Fintech AdVentures?

Fintech AdVentures is a parent company for SaaS products and ventures founded by Erick Bzovi. Based in Scottsdale, Arizona, it works on consumer-centric payments products, fintech research, and tools for the financial services industry. The company publishes a fintech trends tracker, an LLM model comparison tool, and field notes from the founder's travel.

Erick Bzovi

Detroit to Scottsdale, desert miles, payment rails. Building the useful stuff between messy workflows and real money movement.

Read the market tape Open field notes Contact Erick

HealPay$1.5B+moved through payment rails

HealPay1M+accounts in the system

Outside Hub350+digital publishers in the network

Outside Hub8Mmonthly readers at network peak

Operator20+ yearsbuilding through market cycles and product changes

Aerial view of the San Andreas Fault line cutting through California desert landscape

San Andreas Fault, CA

Public references

External references.

HealPay About Erick Bzovi, co-founder

Names Erick as co-founder and documents the Outdoor Hub / Carbon Media growth story.

HealPay Payment technology built for collections

Official company site for the payments platform founded in 2010.

Press clipping AnnArbor.com Business Review, 2013

On-site archive image for the “Tech company rolls on” HealPay coverage.

Timeline

Michigan State University

2006 · East Lansing, MI

BA Finance + Economics. Morgan Stanley. Scottrade.

Had no idea what I wanted to do. Finance felt like the safe bet. Turns out the industry still ran on fax machines — that stuck with me.

World Hunting Association

2006 · Southfield, MI

First startup. Burned through millions in 6 months.

Best education money can buy. Wasn't my money.

Outside Hub

2006–2009 · COO

Digital advertising network for online publishers serving outdoor-enthusiast audiences; later became Carbon Media Group.

350+ publishers · 8M uniques · 150M impressions/mo

Built something from the wreckage. Learned that the best companies come from people who refuse to quit after the first one fails.

Outside Hub branded Crazy Creek chair, 2006–2009

Greenstone Ridge trail through dense boreal forest on Isle Royale, Michigan

Greenstone Ridge, Isle Royale

A move from services work into product ownership.

Detroit Diecast ACTIVE

2014 · Detroit, MI

Vintage drive-in speakers. Made in USA. Started with my dad.

Drive-ins run deep in the family. Some things are worth keeping alive.

Ruby Skills

2010 · Ann Arbor, MI

Rails consultancy. Learned to code. Met my co-founder.

Sometimes you have to build other people's stuff before you know how to build your own.

HealPay ACTIVE

2010–present · Co-founder & CEO

Consumer payments for debt collection. $1.5B+ processed.

$1.5B+ processed

No revenue until 2014. Four years before the model worked. Built for the people behind the bills — not the companies collecting them. The platform crossed 1M+ consumer accounts, and AnnArbor.com's Business Review ran the story — "Tech company rolls on."