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GENIUS Act Becomes Law, Stablecoin Framework Takes Shape

The GENIUS Act, signed into law in 2025, establishes reserve requirements and federal oversight for payment stablecoins. Banks now push for tighter rules on yield-bearing stablecoins as implementation debates continue.

SourceCongress.gov — GENIUS ActPublishedJanuary 13, 2026CheckedOctober 13, 2026

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