HealPay
Consumer payment software for financial services.
$1.5B+ processed
SaaS payments stack
Visit HealPay ↗
Fintech AdVentures — Build. Break. Build again.
First startup burned millions in six months. Everything after that, I built with less.
Projects
Built where the volume is real.
Products, networks, and communities built over two decades.
Outside Hub
Digital ad network for outdoor audiences; later Carbon Media Group.
8M+ monthly uniques
350+ publishers
Track record →
GrowDetroit
A 2011 community for Detroit founders and operators.
The journey →Fintech Trends
Source-linked signals across payments and financial infrastructure.
16 feeds + SEC EDGAR
Daily pipeline runs
Open trends →
Jackson, Wyoming
Latest
Fintech Trends
Recent fintech news and deals from the daily update.
India's NPCI Delays 0.4% UPI Merchant Fee Rollout Past Oct. 15
NPCI has postponed the planned October 15 implementation of a 0.4% fee on large UPI transactions, citing the festive shopping season. Operators building on UPI rails or...
TechCrunchPBOC Approves Visa to Launch Domestic Card Clearing Operation in China
China's central bank has granted Visa an 'Application to Prepare' approval, allowing it to begin building a domestic bankcard clearing business in the country. This is...
PYMNTSOPay Files SEC S-1 for US IPO, Reporting 50M Monthly Active Users
OPay, the Africa- and emerging-market-focused digital financial platform, has filed an S-1 registration statement with the SEC to go public in the US, disclosing 50.1...
PYMNTS
Field Notes
Trips, photos, and constraints.
I keep routes and photo notes alongside the fintech work. All three reward preparation, clear judgment, and adapting when plans change.
Open field notes →Contact
For partnerships, product questions, or a note about what you're building.
